Life and Retirement Protection SolutionsRetire on Your Terms: Solutions for Retirement & Income Protection
Protect Your Tomorrow, Today…
Planning for retirement, whether that’s five years away or 25 years down the road, is something each of us needs to consider. Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially. There is no one-size-fits-all solution when it comes to saving for retirement. This is why we work as your teammate to structure a comprehensive, personalized retirement plan for you so that you can truly live the retirement of your dreams.
We understand that everybody has a different financial picture, and different goals, so we never take a cookie-cutter approach. We will take the time to fully understand your family’s needs, budget, and concerns so that we can find the perfect fit for you. We are fully committed to protecting your life’s journey and getting you safely to your destination.
How Prepared Are YOU For Retirement?
What’s Your Retirement IQ? Can You Answer These Retirement Questions…
The sad truth is that most people are not prepared for retirement and have no plan for the future.
Funds from Social Security may not be enough to allow you to live the lifestyle you want when you retire. 401K’s and IRA’s are a ticking tax time bomb. The time to start thinking about retirement is today. What is your strategy to deal with taxes in retirement? Income shortfalls? What would happen if you were to become ill or need specialized care? How will your legacy pass on to heirs?
This can all seem daunting and overwhelming. That is why our retirement planning experts are here to help you every step of the way. You will be prepared for every possible curveball life can throw your way.
You'll Have Access To Your Own Team of Personal
Retirement Planning Experts
Qualified Account Strategy Planning
We assist our clients in analyzing, managing and protecting qualified retirement accounts such as 401(k) and IRA accounts. We can determine how to most efficiently protect and grow these accounts while minimizing investment fees and producing a lifetime income stream.
Tax-Reduction Strategies
You’ve spent years building for your dream retirement. What is your plan for required minimum distributions? Don’t lose your hard-earned assets to unnecessary taxes. We will optimize your accounts and your financial plan to reduce the tax liabilities on your retirement income, so that you can keep more of what you’ve worked so hard for throughout your life!
Income Planning
This comprehensive process includes the creation of lifetime income with the guarantee of an income stream you can never outlive. Would having no market-linked risk of loss or volatility secure your retirement income for the rest of your life and give you peace of mind?
Retirement Protection
We can integrate existing retirement accounts into protected accounts that are guaranteed to not suffer any market-based losses or volatility. Retirement protection is guaranteed by using strategies that ensure principal protection, lower expenses, reduced tax liability, and guaranteed income.
You Have Retirement Questions. We Have The Answers.
That depends on you! We do not use cookie cutter plans. Everyone has a different definition of retirement, different goals, and different visions of how they would like their life to look in retirement. No matter what retirement means for you, we will help you not only reach your destination but we will be with you for the entire journey!
We will simply help you to maximize what you already have by utilizing already established retirement accounts that you have (both employer plans & individual). We will show you how to leverage those existing accounts to align with your goals.
Most strategies and retirement plans simply maximize existing accounts or utilize financial products that most people will qualify for. The problem is that most people simply do not know about these solutions.
When you are thinking about retirement, the best time to start is now! Whether you are 1 year away from retirement or 40 years away from retirement, you will want to avoid the common pitfalls of retirement planning and make sure that you have a customized plan that will allow you to achieve all of your goals.