Life and Retirement Protection SolutionsProtect Your Wealth & Take
Control Of Your Future
Our Mission Is Simple: To Achieve Results Safely, Help You Maintain Control Of Your
Assets & To Move Away From The Financial Status Quo.
Peace Of Mind
A strategic financial plan will allow you to be prepared for any situation life may bring which will in turn reduce stress and provide peace of mind knowing that you are protected today and prepared for tomorrow.
security & freedom
Our personalized plans are tailored to your specific short and long-term needs and goals. We will provide the on-going blueprint to help you achieve financial security & abundance and time & financial freedom.
Tax Planning
Tax planning is the foundation of a solid financial or retirement plan. It is important to have a strategy in place to reduce tax liabilities before you retire. It is not just about the money that we make, but the money that we keep!
we develop plans with your best interest at the forefront
We offer real solutions to
life's problems.
We are a full service agency specializing in innovative wealth management, and retirement & estate planning solutions. We develop and structure plans uniquely for every individual situation. We live by the words, "protected today, prepared for tomorrow."
Our goal is to ensure that you and your loved ones are prepared for the future and any situation that life may bring; and help you build a life of abundance and wealth.
As a full service agency and firm, our areas of expertise include retirement planning, investment advising, estate & legacy planning, life insurance planning, long-term care planning, individual & group health insurance, employer retirement plan & annuity advising. We can also assist with tax free money planning, income planning, and safe money investing alternatives.
Do you want to take control of your future, generate more wealth, protect your money and pay less in taxes? We can help you. It's not about where you are today but where you want to go!
our strategies & goals for you
We are an experienced financial services firm that simplifies the planning process and maps out the blueprint to your success
Plan Development
We start with your needs, goals, and best interest in mind. Not only do we develop a custom plan personalized for you, we provide the education that will empower you for a lifetime of success.
Plan Implementation
Once we have planned and mapped out the exact blueprint for your financial well-being and success, we are with you the entire way as we implement your financial wellness & retirement plan.
On-going Plan Monitoring
The journey is just as important as the destination. What we offer is a lifelong relationship of mutual trust, respect, and always putting YOU first. We provide on-going monitoring of your plan to ensure lifelong success.
At Downes-D'Alessio Life & Retirement Protection Solutions, we focus on empowerment through education. We feel as though you should understand your financial plan and investments and exactly how they are working for you. For us, this is a strategic partnership where we always keep your best interest at the forefront.
Safety & Growth
Reducing Risk & Fees
- Reduction of volatility & expenses
- Growth that is locked in each year
- Certain guarantees regardless of market or economic conditions
PROTECTION
Your Assets & The Future
- Protection from loss & market crashes
- Protection from creditors, lawsuits, and bankruptcy
- Legacy maintenance & protection
LIQUIDITY
Cash At Your Disposal
- Liquid cash that is easily accessible
- You can use your money for any reason at any age with no penalties
- Leverage your own cash for other investments
TAX ADVANTAGES
Savings & Maximization
- Tax-advantages now and in retirement
- Reduction of tax liabilities on income & investments
- Reduce overall tax burden & increase lifelong cash flow
how much are you risking?
Let Us Help You To Reduce Risk...
Our unique and personalized planning approach utilizes a “Risk Number” – a number on a scale of 1-100 that quantifies risk and is matched specifically to your "investor DNA." Integrating this technology into our planning not only allows us to quantify how much risk you are comfortable with, it also allows us to input your current investment portfolio to determine exactly how much risk your assets are currently exposed to! We can then "stress test" these models, with your short & long-term goals in mind, to optimize your portfolio for success!
Social Security, Tax, and Legacy & Estate Planning
We are programmed into thinking that the only thing that matters is our investment returns. However, how will your social security be taxed? Is that the only form of guaranteed income you will have in retirement? How will your assets be passed onto to heirs? Do you have a will? These are just a few considerations. There is far more to a comprehensive plan aside from what mutual funds should I own.
Will You Be Receiving a Pension in Retirement?
If you are a member of a public pension plan in any of the 50 states, we can create a customized pension report specific to you. You will see what your annual pension would be at any age in retirement, your estimated social security (if you are eligible), and identify any income gaps in the future.
most things we are taught about money are simply not correct
If you do what the average person does, you are guaranteed to have average results...